Terms of Use | Versus

Last updated:March 19, 2026

These Terms of Service (“Terms”) govern your access to and use of the Versus platform (“we,” “us,” or “our”) — an AI conversation service authenticated via crypto wallet. By accessing or using the service, you agree to these Terms.

1. Introduction

These Terms of Service (the "Terms") set forth the terms and conditions governing your access to and use of the services provided by Versus LTD (the "Company," "we," "us," or "our"). These Terms, together with our Privacy Policy and any other policies or guidelines incorporated by reference, constitute a legally binding agreement between you ("you" or "your"), whether personally or on behalf of an entity, and the Company. These Terms apply to (i) all content, information, and features (the "Content Features") available on app.vs.xyz (the "Site") and any associated mobile application or interface, and (ii) the prediction market platform operated by the Company, including without limitation the ability to participate in prediction markets by staking cryptocurrency on the outcomes of future events (the "Platform", and together with the Content Features, the "Services"). The Site primarily provides informational content about global current events and prediction market data. If you are located in a Restricted Jurisdiction (as defined below), you may only access the Content Features and are strictly prohibited from accessing or using the Platform or any Technology Features. PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING, USING, OR INTERACTING WITH THE SITE, THE PLATFORM, OR ANY SERVICES (INCLUDING BY CONNECTING YOUR WALLET OR CREATING AN ACCOUNT), YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER SET FORTH HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE ANY OF THE SERVICES.

2. Eligibility and Restricted Jurisdictions

Eligibility

The Services are intended solely for users who are at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater). By using the Services, you represent and warrant that you meet this age requirement and have full legal capacity to enter into these Terms. If you are accessing or using the Services on behalf of an entity, you represent and warrant that you have the authority to bind such entity to these Terms.

Restricted Jurisdictions

You acknowledge and agree that you are not permitted to access, use or trade with the Prediction Markets on the Platform if you are residing in, a citizen of, organized in or located in the following jurisdictions (collectively, the "Restricted Jurisdictions"): a jurisdiction or territory that is the subject of comprehensive country-wide, territory-wide, or regional economic sanctions by the United States, including but not limited to Iran, Syria, Cuba, North Korea, and the Crimea, Donetsk and Luhansk regions of Ukraine, the United States, United Kingdom, France, Ontario, Singapore, Poland, Thailand, South Korea, People's Republic of China, Taiwan Province or Hong Kong. The above list may be updated from time to time at our sole discretion. Any person or entity from a Restricted Jurisdiction is referred to herein as a "Restricted Person." USE OF A VIRTUAL PRIVATE NETWORK ("VPN") OR ANY OTHER TOOL TO CIRCUMVENT OR ATTEMPT TO CIRCUMVENT THE GEOGRAPHIC RESTRICTIONS SET FORTH HEREIN IS STRICTLY PROHIBITED. Any violation may result in the immediate termination of your access to the Services, placement of your Wallet in close-only mode, and any other remedial action the Company deems appropriate.

Sanctions Compliance

You represent and warrant that you are not, and for the duration of your use of the Services will not be: (i) the subject of economic or trade sanctions administered or enforced by any governmental authority; (ii) in contravention of any applicable anti-money laundering or counter-terrorist financing laws; (iii) included on the Specially Designated Nationals and Blocked Persons List maintained by OFAC, or any equivalent list maintained by the EU, UK, or United Nations; or (iv) domiciled in or operating from any sanctioned country or territory.

3. Description of Services

Prediction Markets

The Platform enables you to participate in prediction markets by staking cryptocurrency on the outcomes of future events ("Prediction Markets"). You may participate in Prediction Markets by purchasing outcome shares that represent the likelihood of specific future outcomes using supported cryptocurrency. All Prediction Markets are based on objectively verifiable events and outcomes that can be determined through reliable third-party data sources ("Oracle Sources"). The Company reserves the right to determine which Oracle Sources will be used to verify outcomes. The designated Oracle Source(s) for each Prediction Market will be clearly indicated at the time of market creation. Once an outcome has been determined based on data from the designated Oracle Source(s), such determination shall be considered final and binding. The Company maintains sole discretion over which types of events may be the subject of Prediction Markets and may remove or suspend any markets that violate these Terms or Applicable Laws. You may not create or participate in markets related to illegal activities, personal violence, terrorism, or other prohibited subjects as determined by the Company.

Asset Custody and Settlement

In connection with your use of the Platform, the Company may hold, manage, or otherwise process your cryptoassets deposited into the Platform ("Deposited Assets"). You acknowledge that the Company may maintain custody of Deposited Assets solely for the purpose of facilitating your participation in Prediction Markets and the proper operation of the Platform. Notwithstanding the foregoing, the Company shall not independently settle, transfer, dispose of, or otherwise operate upon your Deposited Assets without your explicit prior approval or authorization. Specifically, the Company: • Shall not initiate any settlement, withdrawal, transfer, or disposition of your Deposited Assets without your express consent, whether provided through the Platform interface, digital signature, or other verifiable authorization mechanism designated by the Company; • Shall not unilaterally liquidate, convert, or reallocate your Deposited Assets for any purpose other than as expressly authorized by you or as required to comply with Applicable Laws, a valid court order, or a binding regulatory directive; • Shall not use, lend, stake, or otherwise deploy your Deposited Assets for the Company's own account or for the benefit of any third party without your separate, explicit written consent; • Shall implement and maintain reasonable technical and organizational safeguards to protect your Deposited Assets from unauthorized access, loss, or misappropriation. You retain beneficial ownership of your Deposited Assets at all times, subject to any encumbrances arising from active Prediction Market positions or pending settlements. The Company's role with respect to Deposited Assets is limited to that of a service provider facilitating Platform operations, and nothing in these Terms shall be construed to grant the Company any proprietary interest in your Deposited Assets. You are solely responsible for connecting and managing your self-hosted cryptocurrency wallet ("Wallet"), including all private keys, passwords, and security configurations associated therewith. All transactions broadcast to the applicable blockchain network via your Wallet may require the payment of non-refundable network transaction fees (commonly referred to as "gas fees"), which shall be borne entirely by you.

No Investment Advice

Nothing provided on the Site, the Platform, or through the Services constitutes or shall be construed as financial, investment, trading, tax, legal, or any other form of professional advice. The Company is not acting as an investment adviser, broker, or fiduciary to you. The pricing information displayed on the Site relating to Prediction Markets does not represent an offer, a solicitation of an offer, or any advice or recommendation to enter into any transaction. You should seek independent professional advice before making any financial, legal, or other decisions involving the Services.

4. Your Representations and Warranties

As a condition to accessing or using the Services, you represent and warrant to the Company the following:

You are of legal age and have the legal authority to enter into these Terms and to use the Services.
You are not a Restricted Person and are not accessing or using the Services on behalf of any Restricted Person.
You possess sufficient knowledge, market sophistication, professional advice, experience, and skills to understand the risks associated with prediction markets, blockchain technology, cryptoassets, and cryptography.
You will not use VPN software or any other privacy or anonymization tools to circumvent or attempt to circumvent any restrictions that apply to the Services.
You are solely responsible for properly configuring and securing your Wallet, including all financial and token information and private keys associated therewith.
Your access to and use of the Services does not violate any Applicable Laws and does not contribute to or facilitate any illegal activity.
You will comply with all applicable laws, rules, statutes, regulations, and directives ("Applicable Laws") in connection with your use of the Services.
You understand that participation in Prediction Markets carries inherent financial risks, including the potential loss of the full amount of cryptoassets you stake, and that all transactions are irreversible, final, and non-refundable.
You acknowledge that the Company is not responsible for the resolution of any Prediction Markets or any disputes related thereto.

5. Prohibited Conduct

You agree that you will not engage in any of the following prohibited activities in connection with your use of the Services:

Violate any Applicable Laws or the Terms;
Provide false, inaccurate, or misleading information or engage in activity that operates to defraud the Company, other users, or any other person;
Engage in any market manipulation, including but not limited to: wash trading, spoofing, front-running, fictitious transactions, pre-arranged or non-competitive transactions, cornering or attempted cornering, or any activity intended to create a misleading impression of market activity or pricing;
Use the Services for or on behalf of any Restricted Person or in any Restricted Jurisdiction;
Circumvent or attempt to circumvent any content-filtering, security measures, or access controls, including through the use of a VPN or similar tools;
Reverse engineer, disassemble, decompile, or otherwise attempt to derive the source code of any software included in the Services;
Use any data mining tools, robots, crawlers, or similar tools to scrape or extract data from the Services;
Introduce any viruses, trojan horses, worms, logic bombs, or other technologically harmful material;
Attack the Services via a denial-of-service attack, distributed denial-of-service attack, or any other method intended to interfere with the proper functioning of the Services;
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the servers on which the Services are stored, or any connected systems;
Use the Services in any manner that could disable, overburden, damage, or impair the Services or interfere with any other party's use or enjoyment thereof;
Use the Services in any way that is libelous, defamatory, obscene, harassing, hateful, threatening, discriminatory, or otherwise objectionable;
Harvest or collect information from the Services for any unauthorized purpose;
Sublicense, sell, or otherwise distribute the Services or any portion thereof.

If we determine, in our sole discretion, that you have engaged in any prohibited conduct, we reserve the right to: (i) immediately terminate your access to the Services; (ii) place your Wallet in close-only mode; (iii) prohibit you from participating in any reward, incentive, or airdrop programs; and (iv) take any other remedial action we deem appropriate, including cooperating with law enforcement authorities.

6. Fees and Payments

The Company may charge fees for the use of the Platform, including but not limited to trading fees on Prediction Market transactions. All applicable fees will be clearly disclosed on the Site or within the Platform interface prior to the execution of any transaction. Fees are finalized at settlement and collected in the applicable supported cryptocurrency. You are solely responsible for determining whether any tax obligations arise from transactions you initiate using the Services, and you are solely responsible for reporting and paying all applicable taxes in accordance with the laws of your tax-resident jurisdiction.

7. Modifications

To the Terms

We reserve the right to modify these Terms at any time, in our sole discretion. Modified Terms will be posted on the Site with an updated "Last Updated" date. Any modifications will become effective upon posting. By continuing to access or use the Services after the effective date of any modification, you agree to be bound by the modified Terms. If you do not agree to the modified Terms, you must immediately cease using the Services. It is your responsibility to review the Terms regularly.

To the Services

We reserve the right to modify, substitute, eliminate, restrict access to, add to, suspend, or discontinue (temporarily or permanently) the Site, the Platform, or any Services, in whole or in part, at any time and from time to time, with or without notice. We shall not be liable for any losses suffered by you resulting from any such modification, suspension, or discontinuation of the Services. The following sections shall survive any termination of your access to the Services: Sections 4, 5, 8, 9, 10, 11, and 12.

8. Intellectual Property Rights

Ownership and License

The Company and its licensors own all right, title, and interest, including all intellectual property rights, in and to the Site, the Platform, and the Services, and all related content, technology, trademarks, logos, and trade dress. Subject to these Terms, the Company grants you a personal, limited, revocable, non-exclusive, non-sublicensable, non-transferable license to access and use the Services solely as permitted herein.

User Content License

By submitting any content, feedback, data, or other materials ("User Content") to the Services, you grant the Company a royalty-free, fully paid-up, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, create derivative works of, display, perform, publish, and distribute such User Content for any purpose related to the operation, improvement, and promotion of the Services. You represent and warrant that you own or have all necessary rights to grant such license and that your User Content does not infringe any third party's rights.

Feedback

Any suggestions, ideas, or feedback you provide to the Company regarding the Services ("Feedback") shall become the sole property of the Company, and you hereby assign all rights therein to the Company. The Company shall have no obligation to act on any Feedback.

9. Third-Party Services and Content

The Services may integrate with, or contain links to, applications, services, sites, technology, or resources provided by third parties ("Third-Party Services"). These links and integrations are provided for convenience only. The Company has no control over, and accepts no responsibility for, Third-Party Services, including their accuracy, availability, reliability, or privacy practices. Your use of any Third-Party Services is at your own risk and subject to the terms and conditions of such third parties. The Company does not endorse, sponsor, or recommend any Third-Party Services. The Company shall not be responsible or liable for any damage, loss, or harm arising from or in connection with your use of or reliance on any Third-Party Services.

10. Disclaimers and Limitations of Liability

Assumption of Risk

By using the Services, you acknowledge and agree to the following risks: • Participation in Prediction Markets is inherently risky and may result in the partial or total loss of your crypto assets. • Crypto asset prices are highly volatile and may fluctuate significantly at any time. • Blockchain transactions are irreversible and the Company cannot reverse any transaction once confirmed. • Smart contracts, frontend interfaces, and blockchain networks may contain vulnerabilities or be subject to hacking, phishing, or other malicious attacks. • Technical delays or network congestion may affect the timing of market resolution or transaction execution. • The Company may suspend or cancel any Prediction Market that becomes impossible to resolve using the designated Oracle Sources. • The Company does not guarantee the accuracy of Oracle Sources or prediction outcomes. BY USING THE PLATFORM, YOU ACKNOWLEDGE AND ACCEPT THAT YOU MAY LOSE UP TO THE ENTIRE AMOUNT OF CRYPTOASSETS SUPPLIED TO PREDICTION MARKETS.

No Warranties

THE SITE, THE PLATFORM, AND THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, QUIET ENJOYMENT, ACCURACY, AND COMPLETENESS. THE COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUES, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE COMPANY SHALL NOT BE LIABLE FOR: (i) ANY UNAUTHORIZED ACCESS TO, ALTERATION, DELETION, DESTRUCTION, OR LOSS OF YOUR DATA OR CRYPTOASSETS; (ii) ANY CHANGE IN VALUE OF ANY CRYPTOASSET; (iii) ANY DAMAGE RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS TO THE SERVICES; (iv) ANY SUSPENSION OR TERMINATION OF YOUR ACCESS TO THE SERVICES; OR (v) THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES. IN NO EVENT SHALL THE COMPANY'S AGGREGATE LIABILITY UNDER THESE TERMS EXCEED ONE HUNDRED U.S. DOLLARS (US$100).

11. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, directors, officers, employees, agents, and representatives (collectively, the "Company Parties") from and against all claims, damages, losses, costs, expenses, and liabilities (including reasonable attorneys' fees) arising out of or relating to: (i) your access to or use of the Services; (ii) your breach of these Terms or violation of any Applicable Laws; (iii) any dispute between you and any third party; (iv) your User Content or Feedback; or (v) your alleged or actual infringement of any third party's intellectual property or other rights. If you are obligated to indemnify the Company, the Company shall have the right, in its sole discretion, to control any action or proceeding and to determine whether to settle, and on what terms.

12. Governing Law, Dispute Resolution, and Class Action Waiver

Governing Law

These Terms and any action related thereto will be governed by the BVI Arbitration Law and the laws of the BVI, without regard to its conflict of laws provisions. Except as otherwise expressly set forth in Section 14 "Dispute Resolution and Arbitration," the exclusive jurisdiction for all Disputes that you and the Company are not required to arbitrate will be the courts located in the BVI, and you and the Company each waive any objection to jurisdiction and venue in such courts.

Informal Resolution

Prior to initiating any formal legal proceeding, you and the Company agree to attempt to resolve any dispute through good faith negotiation. The aggrieved party shall provide a written notice to the other party specifying the nature and details of the dispute (the "Initial Notice"). The receiving party shall have twenty (20) days to respond, and the parties shall meet and confer in good faith within forty-five (45) days of the Initial Notice. If the dispute is not resolved within ninety (90) days of the Initial Notice, either party may proceed to arbitration.

Mandatory Arbitration

Any dispute, claim or controversy arising out of or relating to the Terms, Interfaces or Features, or the breach, termination, enforcement, interpretation or validity of the Terms, including the determination of the scope or applicability of this agreement to arbitrate, will be determined by arbitration in the BVI before one arbitrator. This clause will not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitration shall be administered by the BVI International Arbitration Centre (BVI IAC) under the BVI IAC Arbitration Rules or, if unavailable, the UNCITRAL Arbitration Rules. The seat of arbitration shall be the British Virgin Islands. The language of arbitration shall be English. All arbitration proceedings, submissions, filings, and awards shall be confidential unless disclosure is required by law. You and we agree that the arbitrator shall have exclusive authority to decide all issues relating to the interpretation, applicability, enforceability and scope of this arbitration agreement. Except as otherwise provided in these Terms, the arbitrator shall determine all issues of liability on the merits of any claim asserted by either party and may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. To the extent that you or we prevail on a claim and seek public injunctive relief (that is, injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the public), the entitlement to and extent of such relief must be litigated in a civil court of competent jurisdiction and not in arbitration. The parties agree that litigation of any issues of public injunctive relief shall be stayed pending the outcome of the merits of any individual claims in arbitration. YOU UNDERSTAND THAT BY AGREEING TO THE TERMS, THE PARTIES ARE EACH WAIVING THE RIGHT TO TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION OR CLASS ARBITRATION.

Class Action and Jury Trial Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU AND THE COMPANY EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR ANY OTHER FORM OF REPRESENTATIVE PROCEEDING. To the fullest extent permitted by Applicable Law, no arbitration shall be consolidated or aggregated with any other arbitration, and the arbitrator shall not have authority to award relief on a class-wide or representative basis.

13. Additional Information and Verification

The Company may, from time to time, request additional information from you to verify your identity, confirm that you are not a Restricted Person, or comply with Applicable Laws, including but not limited to Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements. Failure to provide such information within the timeframe specified by the Company may result in the termination of your access to the Services.

14. General Provisions

Entire Agreement

These Terms, together with the Privacy Policy and any other documents expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the subject matter herein, and supersede all prior or contemporaneous representations, understandings, or agreements, whether written or verbal.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, it shall be severed from these Terms.

No Waiver

The failure of the Company to enforce any provision of these Terms shall not constitute a waiver of such provision or of the Company's right to enforce such provision at a later time. All waivers by the Company must be in writing to be effective.

Assignment

You may not assign or transfer any of your rights or obligations under these Terms without the prior written consent of the Company. The Company may freely assign or transfer these Terms, in whole or in part, without restriction. Any purported assignment in violation of this section shall be null and void.

No Third-Party Beneficiaries

These Terms do not create any rights for any person or entity that is not a party hereto. Nothing in these Terms shall be construed to create any relationship between you and the Company other than as expressly set forth herein.

Remedies

The rights and remedies of the Company set forth in these Terms are cumulative and in addition to, and not in lieu of, any other rights or remedies available under Applicable Law or in equity.

Force Majeure

The Company shall not be liable for any delay or failure to perform its obligations under these Terms resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemics, government actions, cyber-attacks, power outages, blockchain network failures, or any other force majeure event.

15. Contact Us

If you have any questions, comments, or concerns regarding these Terms or the Services, please contact us at: Versus LTD Email: hey@vs.xyz Website: https://vs.xyz